Real Estate Tips
12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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05MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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I know everything about Real Estate. Contact Me!
David Young
Sunset Cove Properties
5698 Parkview Court, Osage Beach MO 65065
Phone: (314) 630-7253, (573) 302-4800
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

Why Us?
Competence
You can relax with confidence knowing you are in good hands
Experience
High probability of successfully completing the transaction
Local experts
Excellent market knowledge of the area
Privacy
Our client’s data is entirely confidential and encrypted
Property standing
We give you advice about preparing your home to sale
What My Clients Say
Keith P.
A big shout out to Dave for helping us find the lake house of our dreams. We couldn’t be any happier with our purchase. Dave was a pleasure to work with, he is super responsive and answered all of our questions. He was helpful in referring great contractors and inspectors and we appreciate his…read more testimonials
Julie K.
We have used Dave several times and he is an expert negotiator, always figuring out a way to get the deal done! He is also very knowledgeable and patient. Great agent that we recommended highly!read more testimonials
Brandon T.
We saw a listing where David was an agent at the lake, when I inquired he immediately responded, and showed us the property. We did not have an agent and David took amazing care of us as buyers even though was not our agent, he wrote an offer for us and helped us purchase our dream condo on the…read more testimonials
Brad T
I am very pleased and appreciative of the outcome of our business transaction. You were able to sell our lot for more than we would have accepted. You earned every penny of the small commission you made. I wish you nothing but the very best in the future.
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Neal C
Our experience with Sunset Cove Real Estate & David Young
Honest
Prompt
Knowledgeable of the Market & Area
Polite
Good Communications
Interested in Your experience, wants, & desires
Works hard to find what You are looking for
Goes far beyond normal duties during & after the sale
We HIGHLY recommend…read more testimonials
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